I called Washington Mutual this morning. Once again, like I said yesterday, their account verification system is haywire. After a couple tries it gave me a hit #2 option to access a live banker.
I did so and got an Indian, I think, by Indian I don't mean Native American.
I explained the problem with them assessing a fee on a returned check that should not have been returned. I had to repeat myself multiple times due to each time the live Indian banker missed the drift.
Eventually he put me on hold. When he came back on he told me he was transferring me to his assistant manager, Eric.
I got to explain the problem again. Eric sounded as if he might have been an American in America. Eric eventually concluded the 2nd $12 fee was a mistake and he'd credit it back. I once more asked why the check was returned to the WaMu account on which it was drawn, with that account having plenty of money to cover the check. Eric said it did appear that that should not have happened. But that he couldn't verify it without seeing the other account.
Since I had that other account's verification info Eric agreed he could look at it. He did so and saw that 2 checks had been deposited on the 19th. But that he'd have to talk to his manager to figure out why the check drawn on that account was returned on the 25th, which, maybe coincidentally, was the day WaMu was taken over by the Feds.
Eric said he'd call me when he had an answer. So far, no call, and no crediting back to the 2nd account of the erroneous fee.
I hate banks and offshore customer support centers.
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