Playing With Long Necked Fosdic Lake Birds Thinking About Foregoing Wells Fargo Bank

In the center of the picture is a long necked bird standing in the shallows of Fosdic Lake, in Oakland Lake Park, surrounded by sticks.

The long necked bird seemed not to care at all that I was near. Usually the long necked birds are a bit on the skittish side and are quick to take flight.

Fosdic Lake was seeming a bit on the full side today. I have no idea if Fosdic Lake is having its water elevation raised by any of Fort Worth's multiple water and sanitary sewer line leaks.

I started off today feeling quite the ball of energy.

Then, before I went to visit the birds who float on Fosdic Lake, I went to Wells Fargo Bank. Suffice to say, Wells Fargo Bank aggravated me. I believe Well Fargo Bank is in some sort of hot water due to bad deeds done in the whole home foreclosure mess. Wells Fargo Bank seems to be a not too competently run bank.

But, the tellers are friendly.

My other bank, First Convenience, which I took to calling First Inconvenience, a year ago, when first opening an account, has turned out to be a perfectly fine and convenient bank.

I think Wells Fargo will become Wells Forgo, soon.

And on the temperature news front. It is only 57 degrees in the outer world at my location, according to my computer based temperature monitoring device. But, I was feeling overheated in my interior space, so I've opened windows.

I fear I may be in the first throes of Male Menopause and may be having Hot Flashes.

It is almost always something. And usually it is aggravating.

First Convenience Bank Is Not Only Not Convenient It Is Worse Than Inconvenient

In late February I blogged my disdain for First Convenience Bank and my realization I'd made a mistake opening an account there.

The issue at that time was my payment from Google that had been issued, but had not shown up in my account.

Eventually it showed up.

I opened the First Convenience account due to not liking how Chase Bank operated, changing the terms of my account with Washington Mutual.

So, before the Google incident, I'd told Big Ed I thought First Convenience would be convenient. So, he opened an account. About a week later he went to deposit a large check. He was told it would take 9 days to clear. The check was drawn on Wells Fargo, so Big Ed decided to forego First Convenience and open a Wells Fargo account.

Big Ed had opened the First Convenience account with just a $10 deposit. After he'd activated the debit card it did not work. The checks from First Convenience never arrived.

So, today Big Ed was in Wal-Mart and decided to get his 10 bucks back. And what does he learn? The debit card that never worked for him had worked for someone else. On the 23rd it was used to attempt to charge $75 and on the 26th it was used to attempt to charge $51.

First Convenience did not let these charges go through because Big Ed had not approved overdraft protection.

But, even though those charges did not go through, First Convenience charged Big Ed's account $2 for each charge attempt. So, his $10 had become $6.

He was given a number to call to get the other $4.

Now, why was Big Ed not notified of these 2 charges on his card? He was in the bank 2 days after the first charge was made on the 23rd, trying to deposit that check. Why was it not mentioned at that time that a $75 charge had been attempted on the account.

How did this happen? Big Ed was never able to use the card. It did not work. But someone else used the card's numbers, a card which had never been used, successfully, by Big Ed, to try and steal $126.

Why would the bank, today, not treat this like a serious matter. Big Ed told the bank guy that it would appear this would have to be an inside the bank problem.

Who do you call in Texas when you have a bank fraud deal like this?

Hiking The Tandy Hills Natural Sanatorium Before It Rains While Thinking About Bank Robbers

In the picture you are standing on a Tandy Hill looking west towards the stunning skyline of beautiful downtown Fort Worth under a stormy sky.

I hit the hills earlier than the norm today. I had need of the Tandy Hills Natural Sanatorium. And wanted to make sure I took the cure before rain fell.

I believe Severe Thunderstorms are scheduled for later today. So far the main weather action has been wind. And it's 74 degrees out there, so my windows are open.

I'm being aggravated at myself for not doing any Googling for info about First Convenience Bank before I got an account there because I thought it would be so convenient with its Wal-Mart location. Til I solve the problem of the missing Google Direct Deposit I am going to be in aggravated mode.

MLK, former Fort Worther, currently exiled in Tacoma, pointed me to the Fort Worth Community Credit Union. A branch is near my abode. So, I think I will be getting out of this First Inconvenience Bank and going to FWCCU instead.

Who do you call when a bank behaves badly in Texas? Anyone know?

Witnessing The Resurrection Of The Tandy Teepee While Talking To Steve Doeung & Thinking About A Bad Inconvenient Bank

I was surprised whilst hiking the Tandy Hills today to find that the Tandy Teepee has been resurrected.

Today Fort Worth's Lone Ranger, Steve Doeung went hiking with me. Sort of.

I had myself an aggravating morning.

Way back in December I opened a new bank account because I was tired of the inconvenience of Chase Bank.

In Wal-Mart and Kroger there is a bank called First Convenience Bank. I thought due to the bank being in Wal-Mart it'd make it real convenient.

I was wrong. First problem was I did not realize the bank's ATM's don't accept deposits. You have to wait in line. That is inconvenient.

Once a month Google makes a direct deposit into my account. Google has been doing this for over 3 years. Towards the end of the month I'll log into my Google Account and see a "Payment in Progress" message.

Within a few hours the "Payment in Progress" message changes to "Payment Finalized." At that point the money is in my account.

Yesterday I saw the "Payment in Progress" message. This morning I saw the "Payment Finalized" message.

But the money is not in my First Convenience Bank account.

So, I called customer dis-service at First Inconvenience Bank. Via the phone I had to enter all sorts of I.D. info, like SS #, PIN, zip code. I forget what else. I then go through a phone tree, eventually getting to the talk to a live person option.

I think that live person was in India. She asked me for most of the I.D. info I'd already punched into the phone. After the answer to each question she'd say in a thick Indian accent, "Thank you for the information you have provided me."

Eventually we got to the point where I asked where my money was. It took a lot of talking to sort out what I was asking. Then she asked if I could kindly wait while she contacted something called ACH. She then gets back to me a couple minutes later to tell me ACH is closed on weekends, that I must call back Monday. She then asked if there was any other service she could provide me.

When I opened the account I asked for the business card of the Sudanese woman who convinced me a First Inconvenience Bank account would be good for me. Her name is Randa.

Randa was with another customer, but soon she was on the line. I explained the problem. There was some confusion. Randa has a very thick accent. I think after I repeated myself enough times Randa finally understood what I was saying. She then told me she was calling ACH and would be right back.

When Randa got back on the line she told me the same thing the Indian told me. That ACH is closed til Monday. But, Randa said she would contact ACH first thing Monday morning to get to the bottom of this and then call me.

We'll see if that happens.

So, I'm looking for a new convenient bank. I don't trust First Inconvenience Bank anymore.